Here's the skinny

Alright so as most of you know I've got some debt under my belt from when I was with Joe. He raked up a credit card in my name to over 1500 dollars, then I had a Visa card which I take credit for raking up to 560 dollars....so I've been trying to get all of my credit cards paid off. So far I've paid the Visa down to about 440 and they call me to today and offer me a settlement of 50% off of the 440 but I only have til the end of November to pay 220...my question is do I take their offer and pray that I can come up with that amount or do I continue with my current monthly payment which I can pay each month no issue. Meanwhile I've got Capital One beathing down my kneck wanting their money. Now this wouldn't be so much of a dilema save for the fact that Aaron also have a credit card which he owes about 3200 dollars to. Now they're threatening to sure him so we were planning on taking 553 dollars of our total earnings a month and in 4 months settle with them for 2212 dollars. That's if they even take the deal. I just don't want to end up not being able to buy my daughter diapers because I'm spending all my money on my own debt. It comes down to this do I take the deal and try and make it work when my hours have been devestatingly cut and Christmas around the corner or do I end up paying more in the long run???? Moral of the story- DO NOT GET A CREDIT CARD. I don't care what anyone says they are a pain in the ass and NOT WORTH IT! Stick to cash people...

On a lighter note we carved pumpkins Sunday at my mom's and took London's pic in her pumpkin...way cute!

Hello old friend...

Once upon atime there was a girl who decided that she was going to start a blog and she took care of that blog updating it religiously, then one day an evil spell was cast across the land in the form of...no nap baby...and the girl's free time was taken from her. Luckily a magical spell came across this evil spell and lifted it from the girl's life in the form of...baby motrin...finally the girl was able to resume her blogging and they lived happily ever after.